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Market Cap 5.62B P/E - EPS this Y -35.70% Ern Qtrly Grth -
Income -240.13M Forward P/E 104.60 EPS next Y 121.10% 50D Avg Chg 67.00%
Sales 548.46M PEG -0.98 EPS past 5Y - 200D Avg Chg 193.00%
Dividend N/A Price/Book 8.95 EPS next 5Y 30.00% 52W High Chg -6.00%
Recommedations 3.70 Quick Ratio 4.00 Shares Outstanding 87.81M 52W Low Chg 470.00%
Insider Own 13.11% ROA -7.01% Shares Float 75.02M Beta 1.94
Inst Own 49.69% ROE -36.73% Shares Shorted/Prior 27.34M/27.62M Price 67.99
Gross Margin 72.57% Profit Margin -43.78% Avg. Volume 11,634,024 Target Price 19.82
Oper. Margin -33.41% Earnings Date May 7 Volume 11,085,275 Change -5.69%
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

UPST Chatroom

User Image RunItUp1000 Posted - 3 hours ago

$MSOS $UPST $AAPL my long term holds

User Image VinitJayLove123 Posted - 18 hours ago

$UPST it might go to $27 by end of next week source-Trilok

User Image aYYashMD Posted - 19 hours ago

$UPST We have identified a new resistance area confirmed at 23 😭

User Image Figgy1million Posted - 22 hours ago

$UPST sell covered calls people, make while you wait

User Image ZACHSPIZZA Posted - 1 day ago

$UPST lets get to $25 first and get the party started for the markets short term reversal

User Image RealTEAMTrading Posted - 1 day ago

> **MY TOP WATCHES FOR TODAY!** > **Large / Medium Caps / Indexes** > $SPY > $COIN > $UPST > $TSLA > $NVDA

User Image xifntx Posted - 1 day ago

$AFRM $UPST held up nicely the past week. Still inside the bull flag. Innovation always wins in the end.

User Image Jondro Posted - 1 day ago

$PGY I always will take this opportunity to say, "suck it $UPST".

User Image RealTEAMTrading Posted - 1 day ago

$UPST Few days into the swing, 50%+ gains hit today. You know how we do! Loving the volatility! 🔥

User Image Top_Swing_Traders Posted - 1 day ago

$UPST may get to 20$ but upside looking much better

User Image FintechGoat Posted - 1 day ago

$UPST why buy UPST you can get PGY for half the price and double the revenue and 300% more growth… plus PGY has superior AI

User Image RealTEAMTrading Posted - 1 day ago

**Overnight Ideas:** $SPY Calls, $TSLA Calls, $UPST Calls, $RDDT

User Image CyanBerry Posted - 1 day ago

$PGY somebody knows something! AI rocks 💪 $UPST $CVNA $TSLA

User Image teddypickerr_ Posted - 1 day ago

$UPST this green when $SPY red - holding really well actually

User Image Stock_Titan Posted - 2 days ago

$UPST PriorityONE Credit Union of Florida Selects Upstart for Personal Lending https://www.stocktitan.net/news/UPST/priority-one-credit-union-of-florida-selects-upstart-for-personal-ektotmnjvlma.html

User Image RunItUp1000 Posted - 2 days ago

$UPST hit that buy button today

User Image LouieO Posted - 2 days ago

$UPST yes yes this is it 30 by friday. Here they come to the rescue

User Image manageurmoney Posted - 2 days ago

$UPST https://www.marketbeat.com/stocks/NASDAQ/UPST/institutional-ownership/ Cant predict if we see 22 or 30. But looking at funds loading up i think its long term stock to keep. 1 they need to update on their balance sheet of loans currently holding and status. With rates predicted to drop upst will be winner, getting more banks to work with them

User Image TopDogInvesting Posted - 2 days ago

$UPST took the shorty by surprise

User Image BullRunStock Posted - 2 days ago

$NOK $UPST $GES $WISH $SOUN Top 2 Short Squeeze Stocks to Buy Now! ⚠️ https://youtu.be/g18YGGufN5s?si=gaJNibI2aR7K9cce

User Image TheProphetOfProfit Posted - 2 days ago

$UPST I expect a bounce to around $25 is coming here over the coming days/weeks. It likes to hold the $22s level and I expect this falling wedge to continue to follow trend.

User Image Judy11 Posted - 2 days ago

$UPST 25 tomorrow

User Image _Nan Posted - 2 days ago

@_Nan $UPST Bullish. Holding commons and call options

User Image BaxterSTOCKmann Posted - 2 days ago

$UPST It’s due for a squee. I have $22 calls I will exercise end of week. This will be over $25 by then

User Image Camelinvesting Posted - 2 days ago

$UPST waiting for 17-18$ levels

User Image John_TheBear_Cena Posted - 2 days ago

$UPST A lot of fear and selling, lovely!

User Image GotCoins86 Posted - 2 days ago

$UPST rates through the roof

User Image _DoubleDragon_ Posted - 2 days ago

$UPST ... BEARS are trapped!!:

User Image JRquiz Posted - 2 days ago

$UPST Shorts, again, have owned this equity in 2024. Maybe they are nearing peak profit on the year and will look to unwind their positions soon.

User Image RunItUp1000 Posted - 3 days ago

$UPST going to add to my long position here.

Analyst Ratings
JMP Securities Market Perform Apr 17, 24
Piper Sandler Neutral Mar 19, 24
JP Morgan Underweight Feb 14, 24
Piper Sandler Neutral Feb 14, 24
Mizuho Underperform Jan 18, 24
JP Morgan Underweight Nov 8, 23
Wedbush Underperform Nov 8, 23
Piper Sandler Neutral Nov 8, 23
Needham Hold Sep 25, 23
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 22 Sell 33.71 1,000 33,710 357,090 01/24/24
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 08 Sell 34.14 1,000 34,140 359,090 01/10/24
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Sell 40.03 10,000 400,300 848,063 12/15/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Option 0.43 10,000 4,300 858,063 12/15/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 11 Sell 37.76 1,000 37,760 363,090 12/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Sell 36.09 4,206 151,795 175,527 12/08/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Option 13.22 4,206 55,603 179,733 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Sell 35.04 10,000 350,400 848,063 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Option 0.43 10,000 4,300 858,063 12/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 04 Sell 31.51 1,000 31,510 364,090 12/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Sell 28.13 40,000 1,125,200 848,063 12/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Option 0.43 40,000 17,200 888,063 12/05/23
Darling Scott Chief Legal Officer Chief Legal Officer Nov 27 Sell 25.16 1,000 25,160 175,527 11/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 27 Sell 23.80 1,000 23,800 365,090 11/29/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Nov 24 Sell 23.2541 2,444 56,833 30,833 11/28/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 06 Sell 31 1,000 31,000 389,764 11/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 30 Sell 23.73 1,000 23,730 390,764 11/01/23
Darling Scott Chief Legal Officer Chief Legal Officer Oct 24 Sell 25.3654 520 13,190 183,068 10/26/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 23 Sell 23.97 1,000 23,970 391,764 10/25/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Sell 30.05 5,000 150,250 867,576 10/12/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Option 0.43 5,000 2,150 872,576 10/12/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 09 Sell 26.73 1,000 26,730 393,764 10/11/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 11 Sell 31.09 1,000 31,090 397,764 09/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Sell 35.08 200 7,016 184,588 09/07/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Option 13.22 200 2,644 184,788 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Sell 35.02 5,000 175,100 867,576 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Option 0.43 5,000 2,150 872,576 09/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 05 Sell 32.53 1,000 32,530 398,764 09/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Sell 32.33 20,000 646,600 867,576 09/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Option 0.43 20,000 8,600 887,576 09/05/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Sell 32.16 5,604 180,225 34,714 08/31/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Option 0.43 3,000 1,290 40,318 08/31/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 28 Sell 30.19 1,670 50,417 184,588 08/30/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 22 Sell 32.94 2,153 70,920 37,318 08/24/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 22 Sell 32.88 4,211 138,458 186,258 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Aug 22 Sell 32.88 20,013 658,027 399,764 08/24/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Aug 22 Sell 32.91 3,620 119,134 76,293 08/24/23
Gu Paul Chief Technology Off.. Chief Technology Offier Aug 22 Sell 32.86 18,003 591,579 867,576 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Sell 13.84 3,200 44,288 463,268 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Option 1.35 3,200 4,320 466,468 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 20 Option 1.35 15,000 20,250 463,268 04/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Sell 15.18 3,200 48,576 448,268 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Option 1.35 3,200 4,320 451,468 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Sell 13.24 3,200 42,368 448,268 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Option 1.35 3,200 4,320 451,468 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Sell 15.16 3,200 48,512 448,268 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Option 1.35 3,200 4,320 451,468 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Sell 19.17 3,200 61,344 280,670 03/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Option 1.35 3,200 4,320 283,870 03/07/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Feb 21 Sell 18.1414 4,048 73,436 83,066 02/23/23