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Market Cap 5.62B P/E - EPS this Y -19.60% Ern Qtrly Grth -
Income -201.78M Forward P/E 104.60 EPS next Y 140.30% 50D Avg Chg 67.00%
Sales 575.96M PEG -2.03 EPS past 5Y - 200D Avg Chg 193.00%
Dividend N/A Price/Book 8.95 EPS next 5Y 30.00% 52W High Chg -6.00%
Recommedations 3.60 Quick Ratio 5.32 Shares Outstanding 89.51M 52W Low Chg 470.00%
Insider Own 12.82% ROA -5.88% Shares Float 77.88M Beta 2.03
Inst Own 45.71% ROE -32.73% Shares Shorted/Prior 23.16M/23.47M Price 67.99
Gross Margin 73.76% Profit Margin -35.03% Avg. Volume 11,634,024 Target Price 26.23
Oper. Margin -31.64% Earnings Date Nov 5 Volume 11,085,275 Change -5.69%
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings, Inc. News
11/19/24 DR Bank Chooses Upstart’s Small-Dollar Loan Product to Expand Access to Credit
11/18/24 Upstart (UPST) Moves to Buy: Rationale Behind the Upgrade
11/16/24 Here We Go Again: Why Upstart Investors Should Tread Carefully
11/13/24 Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know
11/13/24 UNCLE Credit Union Selects Upstart for Personal Lending
11/12/24 Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030
11/12/24 Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030
11/12/24 This Just In: Analysts Are Boosting Their Upstart Holdings, Inc. (NASDAQ:UPST) Outlook for Next Year
11/09/24 Upstart Holdings Third Quarter 2024 Earnings: Beats Expectations
11/08/24 Upstart stock surges by over 40% as it narrows Q3 losses
11/08/24 Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
11/08/24 Why Are Upstart (UPST) Shares Soaring Today
11/08/24 Q3 2024 Upstart Holdings Inc Earnings Call
11/08/24 Upstart Stock Rockets Higher. CEO Says AI Lender Is ‘Back in Growth Mode.’
11/08/24 Why Upstart Rocketed Almost 50% Today
11/08/24 Upstart's Enhanced Lending Model Drives Revenue Growth, Analyst Sees Further Upside Potential
11/08/24 Upstart Stock Soars 36% Today: The AI Lending Giant's Big Comeback
11/08/24 Upstart Holdings Inc (UPST) Q3 2024 Earnings Call Highlights: Strong Loan Growth and Positive ...
11/08/24 Upstart (UPST) Q3 2024 Earnings Call Transcript
11/07/24 Upstart Holdings, Inc. (UPST) Reports Q3 Loss, Tops Revenue Estimates
UPST Chatroom

User Image Wiggie Posted - 59 minutes from now

$UPST

User Image DayDreamingFUND Posted - 59 minutes from now

$upst We've been consolidating for sometimes now, I think this market is very favorable to breakout with Russell 2k on another Leg Watch 75 Above = let's go!!! Target 🎯 = 100sssss before 2025 in this market

User Image trader365 Posted - 53 minutes from now

$upst will follow $cvna step...

User Image Teslaratiking Posted - 48 minutes from now

$FSLY takes notes from $UPST if you’re smart 🚀 $SPY $QQQ $IWM

User Image Omegacy2 Posted - 42 minutes from now

$upst 74.6s as i pt 70-75 when i am back in 68. i have scalps +12-15 in a week msgs posted. bears cover bc more pain to come. 75-80 next fomc 17 dec 80-90 next er

User Image VPatel96 Posted - 41 minutes from now

$UPST Leaving 1 Runner since im playing degen 0dte

User Image KcRoyalChief Posted - 41 minutes from now

$UPST Good enough for me 75c’s out 90%. Good luck all!

User Image Judy11 Posted - 38 minutes from now

$UPST I will sell now

User Image danshep55 Posted - 38 minutes from now

$upst needs strong 74 base to wake up More

User Image VPatel96 Posted - 37 minutes from now

$UPST WOW PUMP!! Pushed me DEEP ITM LFG

User Image LiveTradePro Posted - 35 minutes from now

$UPST 🧐 https://share.trendspider.com/chart/UPST/6682riu13t

User Image Wiggie Posted - 33 minutes from now

$UPST

User Image VPatel96 Posted - 32 minutes from now

$UPST TY FOR THE TENDIES. GOT SOME RUNNERS IN CASE WE MEGA PUMP

User Image PazTeuR Posted - 29 minutes from now

$UPST Just a chill stock which creates bull flags and rips to another 30-50% repeatedly for the last months. Chill holders in a chill stock making chilling gains chill 120s next

User Image VPatel96 Posted - 28 minutes from now

$UPST This stock is way to predictable and easy to trade 🫡 Weeklys on this go insane LFG

User Image STOCKGOD47 Posted - 13 minutes from now

$upst great long play

User Image kror74 Posted - 11 minutes from now

$PGY Finally bottom. Pgy should report some data/firechat etc, to clarify doubts about impairments, Gaap profitable, etc. When this concerns disapear the rise is going to be explosive. Given peers valuations $ML $SOFI $UPST , pagaya should be trading above $40 right now.

User Image VPatel96 Posted - 4 minutes from now

$UPST LETS RIP THRU $73 ! Need some tendies

User Image MemphusMane Posted - 2 minutes from now

$AFRM WRECK YO SHIT! $UPST the harder they come the harder they fall, we all got to learn someday, i cant wait to see y'all run away from this, im going to ride this all the way back to fair value.

User Image KcRoyalChief Posted - 1 minute from now

$UPST $75 calls coming back from the dead! LFG!!!

User Image MemphusMane Posted - 23 minutes ago

$AFRM $UPST Huge short opportunity going into January. These goobers keep moving it up all i see are dollar signs when these post shitty earnings like Target on their call, mark my words, no body is buying nothing, you all are broke, spending your savings buying stocks into an overheated market, that reality is about slap you awake

User Image VPatel96 Posted - 25 minutes ago

$UPST PAMP IT !!

User Image BritneySpares Posted - 26 minutes ago

$UPST Yessssss let’s goo. Let’s run this up today.

User Image MemphusMane Posted - 36 minutes ago

Im not sure who thinks $AFRM and $UPST look cheap, Affirm annual revenue is short of 3 bil, between the both of these companies they are trading at premium fair value for both of them would be dividing their valuations by 4 times. Neither of these is presenting huge catalysts on their books they both just kind of get by. Not even to be scary but just to be honest Affirm isnt worth 30 a share, yet. You can pay whatever you want for it, ive never used the platform personally im not big on borrowing i like to pay the value of a product without interest. Im not saying Affrim is a boat without a paddle its just a boat filled with people who dont like to paddle, if you know what i mean, yeah im not bullish until 30.

User Image LAstarDCstar Posted - 1 hour ago

$UPST will it be the pop and fade or what today

User Image Jordi007 Posted - 1 hour ago

$UPST

User Image taylord0711 Posted - 1 hour ago

$UPST shorts are holding the bag hard here, they reall thought this was gonna reverse back to the 30s, clearly we have some new people in this stock, because this dont operate like that lol

User Image Wax_Bean_futures Posted - 2 hours ago

$UPST Get your Fat Ass back over $81 !!! $NVDA has spoken. You must OBEY the Nvidia programming

User Image Omegacy2 Posted - 3 hours ago

i did not misses $BOIL 36 to 53. +45% rally. it will lose all the gain in few weeks. I have take with Shorted boil and scalps 4-5x +5-10% in 2 weeks. bc artic blast i predicted it 2 weeks ago at 37-38 i pt 45-50 bc decay losses 52.4 now. I shorted $KOLD for artic blast. at 2x 83 75 67.4. instead of buy BOIL. 3-4x +5-10% more. msgs posted. and i choose Better plays. in $NICE $UPST $NVDA etc.. these 3 only bc margin 2x I gains more total scalps +10-20% each and margin 2x. it 2 times more the profits than Shorted no margin $KOLD or long $BOIL. i have posted many msgs for it. i just misses yesterday shorted $KOLD 67.4 cover 64.8 for TGT after early morning bc i choose TGT. i switch shorted BOIL KOLD for NICE UPST NVDA and back re shorted kold boil when i can. No Times Losses. 2x more profits. @Mrious

User Image Winkin_Pink Posted - 14 hours ago

$UPST Added shares today $69.55

Analyst Ratings
Mizuho Outperform Sep 20, 24
JP Morgan Underweight Aug 20, 24
Barclays Equal-Weight Aug 12, 24
Needham Hold Aug 8, 24
JP Morgan Underweight Aug 7, 24
Wedbush Underperform Aug 7, 24
Citigroup Neutral Aug 7, 24
Piper Sandler Neutral Aug 7, 24
Mizuho Outperform Jul 31, 24
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 22 Sell 33.71 1,000 33,710 357,090 01/24/24
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 08 Sell 34.14 1,000 34,140 359,090 01/10/24
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Sell 40.03 10,000 400,300 848,063 12/15/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Option 0.43 10,000 4,300 858,063 12/15/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 11 Sell 37.76 1,000 37,760 363,090 12/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Sell 36.09 4,206 151,795 175,527 12/08/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Option 13.22 4,206 55,603 179,733 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Sell 35.04 10,000 350,400 848,063 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Option 0.43 10,000 4,300 858,063 12/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 04 Sell 31.51 1,000 31,510 364,090 12/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Sell 28.13 40,000 1,125,200 848,063 12/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Option 0.43 40,000 17,200 888,063 12/05/23
Darling Scott Chief Legal Officer Chief Legal Officer Nov 27 Sell 25.16 1,000 25,160 175,527 11/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 27 Sell 23.80 1,000 23,800 365,090 11/29/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Nov 24 Sell 23.2541 2,444 56,833 30,833 11/28/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 06 Sell 31 1,000 31,000 389,764 11/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 30 Sell 23.73 1,000 23,730 390,764 11/01/23
Darling Scott Chief Legal Officer Chief Legal Officer Oct 24 Sell 25.3654 520 13,190 183,068 10/26/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 23 Sell 23.97 1,000 23,970 391,764 10/25/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Sell 30.05 5,000 150,250 867,576 10/12/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Option 0.43 5,000 2,150 872,576 10/12/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 09 Sell 26.73 1,000 26,730 393,764 10/11/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 11 Sell 31.09 1,000 31,090 397,764 09/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Sell 35.08 200 7,016 184,588 09/07/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Option 13.22 200 2,644 184,788 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Sell 35.02 5,000 175,100 867,576 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Option 0.43 5,000 2,150 872,576 09/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 05 Sell 32.53 1,000 32,530 398,764 09/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Sell 32.33 20,000 646,600 867,576 09/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Option 0.43 20,000 8,600 887,576 09/05/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Sell 32.16 5,604 180,225 34,714 08/31/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Option 0.43 3,000 1,290 40,318 08/31/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 28 Sell 30.19 1,670 50,417 184,588 08/30/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 22 Sell 32.94 2,153 70,920 37,318 08/24/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 22 Sell 32.88 4,211 138,458 186,258 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Aug 22 Sell 32.88 20,013 658,027 399,764 08/24/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Aug 22 Sell 32.91 3,620 119,134 76,293 08/24/23
Gu Paul Chief Technology Off.. Chief Technology Offier Aug 22 Sell 32.86 18,003 591,579 867,576 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Sell 13.84 3,200 44,288 463,268 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Option 1.35 3,200 4,320 466,468 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 20 Option 1.35 15,000 20,250 463,268 04/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Sell 15.18 3,200 48,576 448,268 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Option 1.35 3,200 4,320 451,468 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Sell 13.24 3,200 42,368 448,268 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Option 1.35 3,200 4,320 451,468 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Sell 15.16 3,200 48,512 448,268 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Option 1.35 3,200 4,320 451,468 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Sell 19.17 3,200 61,344 280,670 03/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Option 1.35 3,200 4,320 283,870 03/07/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Feb 21 Sell 18.1414 4,048 73,436 83,066 02/23/23