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Market Cap 5.62B P/E - EPS this Y -76.80% Ern Qtrly Grth -
Income -175.48M Forward P/E 104.60 EPS next Y 111.10% 50D Avg Chg 67.00%
Sales 576.91M PEG -0.87 EPS past 5Y - 200D Avg Chg 193.00%
Dividend N/A Price/Book 8.95 EPS next 5Y 30.00% 52W High Chg -6.00%
Recommedations 3.80 Quick Ratio 4.81 Shares Outstanding 87.88M 52W Low Chg 470.00%
Insider Own 13.11% ROA -5.12% Shares Float 76.22M Beta 1.97
Inst Own 46.13% ROE -28.30% Shares Shorted/Prior 24.55M/26.01M Price 67.99
Gross Margin 74.13% Profit Margin -30.42% Avg. Volume 11,634,024 Target Price 18.90
Oper. Margin -40.98% Earnings Date Aug 6 Volume 11,085,275 Change -5.69%
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

UPST Chatroom

User Image Lucky7trades Posted - 2 hours ago

$UPST can this pull a $CVNA

User Image followStocks Posted - 3 hours ago

$UPST Not sure if anyone noticed, but UMI decreased to 1.52 in June, lowest since Jan 2023. https://www.upstart.com/umi/activity-log/

User Image Pitbowl Posted - 3 hours ago

$SLV $GOLD $GLD $MRMD $UPST "Gold" and "Medical Cannabis".

User Image Tedbird12 Posted - 5 hours ago

$UPST $30+ next week with sofi ER, jolts, fomc

User Image BinaryLogic Posted - 6 hours ago

$SQ There is considerable rotation on the Aug-2 Calls including $71; however, I feel that this Company is one of several in fintech that will do incredibly well as interest rates fall, and I have stated as much on each of these in the past. $SOFI $UPST and $AFRM are all positioned to make substantive moves as-well (IMO), though investors should be careful around earnings for possible dips to add/build. Baseline positions prior to earnings, look to add on possible fallout or let the baseline position ride on breakout. https://247wallst.com/investing/2024/07/24/forget-visa-this-stock-is-the-next-millionaire-maker/

User Image banksrobbanks Posted - 7 hours ago

$UPST Should have been up 5% today with how strong the market was, disappointing. We'll probably move on Sofi earnings Tuesday morning

User Image Recordabl Posted - 11 hours ago

$UPST weak

User Image DragonTiger Posted - 12 hours ago

$AFRM sell AFRM buy $UPST . They are At the same price now.UPST performance much better

User Image TraderTyTy Posted - 12 hours ago

$UPST very impressive strength. ER coming

User Image Trade_To_Profit Posted - 13 hours ago

$UPST calls itm

User Image banksrobbanks Posted - 13 hours ago

$UPST Any chance these gains hold today or is the whole market pop this morning going to get faded into the close? haha

User Image dojidad Posted - 13 hours ago

$UPST getting over the 5-day (green line) is a good accomplishment, and if you are in this, that makes you happy. For me, I wouldn't consider an entry when the 5-day is that far under the 10-day (yellow line). That gap has to close, but if you like the company and have faith in it, then over the 5 might make a lot of sense to you. Have a great day.

User Image tradesprofit Posted - 14 hours ago

$GOOGL $UPST l f g 🟢🚀🔥✅💪

User Image miami1205 Posted - 15 hours ago

$UPST $DPST PCE HAS BEEN LEAKED. WEAK NUMBERS AS PREDICTED Breakout pts.take out $28.7 then next big resistance $30.4 Huge short interest 32% Shorts will get nervous at start to cover over $31.5. Big squeeze above $35.6 Charts don’t lie💰💰💰

User Image Aceet Posted - 16 hours ago

$UPST let’s go

User Image Adrinar Posted - 17 hours ago

$OPEN $UPST $AFRM $SOFI $OPEN 90m short interest (14%), results end of the week, fed rates about to go down, let's have OPEN short squeeze

User Image mightycat Posted - 17 hours ago

$UPST $afrm$ $SOFI $OPEN better buy is $pgy, 200 million $ EBITDA for 2024, X4 forward EBITDA, too cheap to ignore, once rates start to fall it will grow exponentialy

User Image Main009 Posted - 18 hours ago

$UPST $35 - $40 today

User Image tradesprofit Posted - 1 day ago

$UPST $SPY 🔥✅🚀🟢💪

User Image edemilla Posted - 1 day ago

$UPST Rate cuts right around the corner. Let’s do this.

User Image Wax_Bean_futures Posted - 1 day ago

$UPST Let's GO tomorrow!! $PSNL $EH $SE $OPEN

User Image tradesprofit Posted - 1 day ago

$NOW $UPST

User Image TheBearPsychologist Posted - 1 day ago

$UPST Looking great heading into PCE release tomorrow morning. I have calls all throughout August at various prices. Let’s get this $$

User Image Trade_To_Profit Posted - 1 day ago

$UPST 26.5c 8/2 swing

User Image miami1205 Posted - 1 day ago

$UPST $AFRM $DPST Upstart Big boys seem to be getting ahead of tomorrow’s PCE report. Weak report UPSTART pops to $30 and shorts will get nervous. 💰💰 affirm will jump to $30 easy💰💰💰

User Image BBBILL66 Posted - 1 day ago

$UPST Nice! The sky was the limit last week, lol.

User Image tradesprofit Posted - 1 day ago

$UPST and $NOW 🚀🔥🚀✅🤑❇️🤑🔥💚✳️🚀

User Image anhteo Posted - 1 day ago

$UPST called it! If PCE comes in cool tomorrow, she’ll rip

User Image danj303 Posted - 1 day ago

@xifntx I like Pagaya too. But $UPST should run to $40 over the next few weeks. I dont see Pagaya near doubling that quick

User Image miami1205 Posted - 1 day ago

$UPST $AFRM $DPST tomorrow’s PCE REPORT SHOWS WEAK INFLATION. EXPECT INTEREST RATE SENSITIVE STOCK TO BREAKOUT. REGIONAL BANKS HAVE MADE A MOVE TODAY. Upstart charts show breakout over $27.7 then $30.25. SHORT INTEREST OVER 30%. BIG SQUEEZE over $31.5 then we pop to $40 You heard it first 💰💰💰

Analyst Ratings
Redburn Atlantic Neutral Jun 4, 24
Mizuho Underperform May 9, 24
Wedbush Underperform May 8, 24
Needham Hold May 8, 24
JMP Securities Market Perform Apr 17, 24
Piper Sandler Neutral Mar 19, 24
JP Morgan Underweight Feb 14, 24
Piper Sandler Neutral Feb 14, 24
Mizuho Underperform Jan 18, 24
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 22 Sell 33.71 1,000 33,710 357,090 01/24/24
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 08 Sell 34.14 1,000 34,140 359,090 01/10/24
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Sell 40.03 10,000 400,300 848,063 12/15/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Option 0.43 10,000 4,300 858,063 12/15/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 11 Sell 37.76 1,000 37,760 363,090 12/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Sell 36.09 4,206 151,795 175,527 12/08/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Option 13.22 4,206 55,603 179,733 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Sell 35.04 10,000 350,400 848,063 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Option 0.43 10,000 4,300 858,063 12/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 04 Sell 31.51 1,000 31,510 364,090 12/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Sell 28.13 40,000 1,125,200 848,063 12/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Option 0.43 40,000 17,200 888,063 12/05/23
Darling Scott Chief Legal Officer Chief Legal Officer Nov 27 Sell 25.16 1,000 25,160 175,527 11/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 27 Sell 23.80 1,000 23,800 365,090 11/29/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Nov 24 Sell 23.2541 2,444 56,833 30,833 11/28/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 06 Sell 31 1,000 31,000 389,764 11/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 30 Sell 23.73 1,000 23,730 390,764 11/01/23
Darling Scott Chief Legal Officer Chief Legal Officer Oct 24 Sell 25.3654 520 13,190 183,068 10/26/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 23 Sell 23.97 1,000 23,970 391,764 10/25/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Sell 30.05 5,000 150,250 867,576 10/12/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Option 0.43 5,000 2,150 872,576 10/12/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 09 Sell 26.73 1,000 26,730 393,764 10/11/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 11 Sell 31.09 1,000 31,090 397,764 09/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Sell 35.08 200 7,016 184,588 09/07/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Option 13.22 200 2,644 184,788 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Sell 35.02 5,000 175,100 867,576 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Option 0.43 5,000 2,150 872,576 09/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 05 Sell 32.53 1,000 32,530 398,764 09/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Sell 32.33 20,000 646,600 867,576 09/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Option 0.43 20,000 8,600 887,576 09/05/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Sell 32.16 5,604 180,225 34,714 08/31/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Option 0.43 3,000 1,290 40,318 08/31/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 28 Sell 30.19 1,670 50,417 184,588 08/30/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 22 Sell 32.94 2,153 70,920 37,318 08/24/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 22 Sell 32.88 4,211 138,458 186,258 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Aug 22 Sell 32.88 20,013 658,027 399,764 08/24/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Aug 22 Sell 32.91 3,620 119,134 76,293 08/24/23
Gu Paul Chief Technology Off.. Chief Technology Offier Aug 22 Sell 32.86 18,003 591,579 867,576 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Sell 13.84 3,200 44,288 463,268 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Option 1.35 3,200 4,320 466,468 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 20 Option 1.35 15,000 20,250 463,268 04/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Sell 15.18 3,200 48,576 448,268 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Option 1.35 3,200 4,320 451,468 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Sell 13.24 3,200 42,368 448,268 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Option 1.35 3,200 4,320 451,468 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Sell 15.16 3,200 48,512 448,268 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Option 1.35 3,200 4,320 451,468 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Sell 19.17 3,200 61,344 280,670 03/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Option 1.35 3,200 4,320 283,870 03/07/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Feb 21 Sell 18.1414 4,048 73,436 83,066 02/23/23