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Market Cap 230.64M P/E 1.92 EPS this Y - Ern Qtrly Grth 13.40%
Income 1.31B Forward P/E 12.95 EPS next Y - 50D Avg Chg 14.00%
Sales 5.17B PEG - EPS past 5Y - 200D Avg Chg 47.00%
Dividend N/A Price/Book 0.05 EPS next 5Y 29.31% 52W High Chg -4.00%
Recommedations 3.00 Quick Ratio 1.60 Shares Outstanding 31.15M 52W Low Chg 196.00%
Insider Own 1.78% ROA 9.15% Shares Float 139.63M Beta 0.28
Inst Own 2.04% ROE 21.85% Shares Shorted/Prior 12.43K/4.52K Price 4.79
Gross Margin 36.13% Profit Margin 25.43% Avg. Volume 80,333 Target Price -
Oper. Margin 59.27% Earnings Date Aug 21 Volume 28,009 Change -0.42%
About X Financial

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.

X Financial News
XYF Chatroom

User Image sigmaFROG Posted - 7 hours ago

$XYF Earnings November 27th https://www.prnewswire.com/news-releases/x-financial-to-report-third-quarter-2024-financial-results-on-november-27-2024-302310011.html

User Image sigmaFROG Posted - 9 hours ago

$XYF Look at that buying volume yesterday. Prepping for another +50%

User Image azraelmick39 Posted - 1 week ago

$XYF Stimulus Package is out!

User Image Jordan1857 Posted - 10/25/24

$LX take a look at $XYF hidden gem just still out of the radar… Extremely cheap.

User Image Jordan1857 Posted - 10/24/24

@ariminio cheap is cheap and they can improve their results long term… At the moment $XYF and $JFIN looks better.

User Image jon10Trllion Posted - 1 month ago

$XYF Hopped in to ride this wave for a bit✌🏾😄🌟

User Image martins1 Posted - 1 month ago

$WETH took profit 2,75$ and switched into $WKEY same story also here like $NISN and $XYF

User Image intrader Posted - 1 month ago

$NISN $XYF $CHSN $WETH

User Image SwingPlayers Posted - 1 month ago

Chinese stocks surge continues as China announced its most aggressive stimulus measures since the Covid Pandemic and that it would allow for refinancing of mortgages which was previously not allowed. Giving home owners immediate benefits from lower rates and proving financial companies an added boost with origination fees. China is targeting a 5% economic growth target! $YINN $XYF $QSG

User Image SwingPlayers Posted - 1 month ago

$YINN soars so keep watch of these two profitable Chinese stocks in the financial markets $XYF and $QSG

User Image IdeletedRobinhood Posted - 1 month ago

$WETH $XYF $NISN $CHSN WETH premarket activity looks 👌🏻 Another deep value play like NISN with $8 cash per share trading at $2 You also get a free profitable tech business that just got 15M in orders last spring

User Image martins1 Posted - 1 month ago

$NISN above 20$ I will start to unload the boat (long from 3,5$) $XYF personal tp 10$ $WETH personal tp 6/8$ at least the cash they have

User Image andrew1corporate Posted - 1 month ago

@Zonata why do you still like xyf, like dont get me wrong its top 2 with yrd for sure and jfin a bit (but declining revenue at jfin) Idea is $YRD has 750mn$ in negative net debt which is up from -300mn net debt/ cash in 2022. XYF has only 150mn$ negative net debt vs 333mn$ mkt cap so yrd mkt cap still bellow negative net debt Quick ratio is 1.6 for $XYF but 5 for YRD YRD will grow revenue 30-35% this year 2024, whilts what is xyf guidance? Also 80% ownership of ceo in yrd, what is in xyf? Could you do your excel again but add to market cap the negative debt, or just compare enterprise value to all your excel metrics do only for yrd or xyf, or Give me the google sheets and i will do it for you

User Image Zonata Posted - 1 month ago

So $XYF did an horrible red candle... $LX too but I sold the top. Meanwhile $YRD kept running. I might start moving money around my favorite... if XYF keep red tomorrow, I'll move YRD to it, or to LX upon an even bigger pullback.

User Image martins1 Posted - 1 month ago

$WETH my best player… Undervalued like was before $NISN and now $XYF All of them w buyback program on Weth 15mln $ Cash over 8$ Revs +++ every quarter Positive eps

User Image andrew1corporate Posted - 1 month ago

$YRD why is this following $LX, follow $xyf or $jfin at least $YRD p/b is still 0.5 at 7.5$ $YRD has 2.3 p/e growing 35% this year.. although we have 300mn$ more cash than mkt cap

User Image Zonata Posted - 1 month ago

$XYF Just got my dividends. So happy! I'm now at 178 % gain not including my dividends. Let's bring it to 15$.

User Image martins1 Posted - 1 month ago

$XYF $WETH $NISN

User Image martins1 Posted - 1 month ago

$WETH $XYF buyback on both

User Image Zonata Posted - 1 month ago

$XYF another 100-200% and I might sell :). My 3.03 shares looks good now... especially considering the big dividends I got holding this.

User Image martins1 Posted - 1 month ago

$WETH $NISN $XYF numbers always pay off

User Image martins1 Posted - 09/30/24

$WETH $XYF $NISN those 3 has the strongest numbers vs market cap

User Image RollingDollars Posted - 09/30/24

$XYF

User Image meJimmy22step Posted - 09/27/24

$XYF where's my fat ass div?

User Image Zonata Posted - 09/25/24

$JFIN $XYF $LX No selling here. They will all bring me a lot of joy in the next few years.

User Image geobonjov888 Posted - 09/25/24

$ZJYL somethings off with ZJYL. The short term price action looks manipulated—by whom, I’m not sure. If ur looking for a less manipulated example, check out $XYF. Its trading patterns are like a quiet cornfield, growing steadily without the flashy buzz. 🌱 I’d say ZJYL chart is like a corn stalk twisted and turned by the wind, while $XYF stands tall and straight, just waiting for the right season. Keep your eyes peeled, folks! 🌽💰 #CornFarmerWisdom #StockMarketMysteries

User Image Doozio Posted - 09/24/24

$XYF da FUTUre of 🧠⏰ is NOW during 🧠⏰♾️

User Image meJimmy22step Posted - 09/23/24

$XYF dumbasses

User Image andrew1corporate Posted - 08/30/24

@Zonata @franciumusa has no growth, better than yrd? $yrd had 1.5bn loans q2 2024 vs 1bn loans q2 2023 and 35% revenue growth this year versus 0 growth in $jfin and $XYF oh i guess this message was before xyf medium earnings. And yrd continued success and launch in south asia

User Image Jjclone Posted - 08/27/24

$XYF is xyf really a 7% dividend?