| Market Cap | 81.06M | P/E | 15.70 | EPS this Y | - | Ern Qtrly Grth | -3.00% |
| Income | 5.18M | Forward P/E | - | EPS next Y | - | 50D Avg Chg | - |
| Sales | 22.56M | PEG | - | EPS past 5Y | -13.31% | 200D Avg Chg | 10.00% |
| Dividend | 3.00% | Price/Book | 1.50 | EPS next 5Y | - | 52W High Chg | -1.00% |
| Recommedations | - | Quick Ratio | - | Shares Outstanding | 3.51M | 52W Low Chg | 80.00% |
| Insider Own | - | ROA | 0.82% | Shares Float | 2.77M | Beta | 1.00 |
| Inst Own | 19.42% | ROE | 8.23% | Shares Shorted/Prior | 681/1.08K | Price | 23.08 |
| Gross Margin | - | Profit Margin | 22.97% | Avg. Volume | 3,484 | Target Price | - |
| Oper. Margin | 29.44% | Earnings Date | Jul 19 | Volume | 2,881 | Change | 0.04% |
Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, time deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, comprising of installment loans, overdraft line of credit, and home equity loans; and mortgage loans secured by first and second liens on one-to-four family residences. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler, and Steuben Counties; and one limited service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.
