| Market Cap | 1.99B | P/E | 4.25 | EPS this Y | -50.10% | Ern Qtrly Grth | 177.10% |
| Income | 487M | Forward P/E | 4.14 | EPS next Y | -13.20% | 50D Avg Chg | 21.00% |
| Sales | 2.58B | PEG | -0.39 | EPS past 5Y | -9.62% | 200D Avg Chg | 15.00% |
| Dividend | 2.00% | Price/Book | 0.73 | EPS next 5Y | -16.10% | 52W High Chg | -13.00% |
| Recommedations | 2.70 | Quick Ratio | - | Shares Outstanding | 49.68M | 52W Low Chg | 71.00% |
| Insider Own | 0.70% | ROA | 2.23% | Shares Float | 49.35M | Beta | 1.98 |
| Inst Own | 109.02% | ROE | 16.49% | Shares Shorted/Prior | 3.61M/3.60M | Price | 39.72 |
| Gross Margin | - | Profit Margin | 18.73% | Avg. Volume | 1,008,880 | Target Price | 54.15 |
| Oper. Margin | 27.74% | Earnings Date | Oct 24 | Volume | 602,991 | Change | -2.05% |
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
| B of A Securities | Buy | Sep 25, 24 |
| JP Morgan | Neutral | Aug 20, 24 |
| B of A Securities | Buy | Aug 19, 24 |
| B of A Securities | Buy | Aug 9, 24 |
| Goldman Sachs | Sell | Jul 29, 24 |
| TD Cowen | Hold | Jul 26, 24 |
| Compass Point | Buy | Jul 26, 24 |
| RBC Capital | Sector Perform | Jul 26, 24 |
| Barclays | Underweight | Jul 26, 24 |
| Insider Trades | Relationship | Date | Transactions | Cost($) | #Shares | Value($) | #Share Own | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 29 | Sell | 35.91 | 45,000 | 1,615,950 | 293,092 | 01/29/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 24 | Sell | 31.23 | 90,000 | 2,810,700 | 295,787 | 01/26/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 19 | Sell | 30.46 | 90,000 | 2,741,400 | 301,176 | 01/23/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 16 | Sell | 30.17 | 90,000 | 2,715,300 | 306,566 | 01/18/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 10 | Sell | 32.32 | 75,000 | 2,424,000 | 311,957 | 01/12/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 05 | Sell | 32.48 | 60,000 | 1,948,800 | 316,448 | 01/09/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Jan 02 | Sell | 32.54 | 75,000 | 2,440,500 | 320,041 | 01/04/24 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 27 | Sell | 33.39 | 50,000 | 1,669,500 | 324,532 | 12/29/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 21 | Sell | 33.86 | 50,000 | 1,693,000 | 327,527 | 12/22/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 18 | Sell | 33.27 | 46,000 | 1,530,420 | 330,521 | 12/20/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 13 | Sell | 33.11 | 54,000 | 1,787,940 | 333,276 | 12/15/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 08 | Sell | 31.27 | 70,000 | 2,188,900 | 336,510 | 12/12/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | Dec 05 | Sell | 30.01 | 75,000 | 2,250,750 | 340,702 | 12/07/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 30 | Buy | 29.885 | 400 | 11,954 | 5,016 | 06/01/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 24 | Buy | 29.5 | 15,000 | 442,500 | 462,586 | 05/26/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 17 | Buy | 29.33 | 112,944 | 3,312,648 | 461,243 | 05/19/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 12 | Buy | 27.56 | 210,000 | 5,787,600 | 4,614 | 05/16/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 09 | Buy | 26.26 | 190,000 | 4,989,400 | 4,465 | 05/11/23 |
| Turtle Creek Asset Management... | 10% Owner 10% Owner | May 04 | Buy | 24.57 | 257,618 | 6,329,674 | 4,330 | 05/08/23 |
| Beberman Perry S | EVP, Chief Financial.. EVP, Chief Financial Officer | Aug 08 | Buy | 39.84 | 3,000 | 119,520 | 38,439 | 08/09/22 |
| Greer Valerie E | EVP, Chief Comm'l Of.. EVP, Chief Comm'l Officer | Aug 09 | Buy | 37.75 | 3,000 | 113,250 | 61,355 | 08/09/22 |
| Andretta Ralph J | President and CEO President and CEO | Aug 08 | Buy | 39.7039 | 3,773 | 149,803 | 202,875 | 08/09/22 |
| BALLOU ROGER H | Director Director | Aug 08 | Buy | 39.1131 | 2,550 | 99,738 | 27,510 | 08/09/22 |
| Gerspach John C | Director Director | Aug 05 | Buy | 38.5383 | 5,000 | 192,692 | 23,249 | 08/09/22 |