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Market Cap 45.89M P/E - EPS this Y 250.00% Ern Qtrly Grth -63.20%
Income -869.67k Forward P/E 7.21 EPS next Y 266.70% 50D Avg Chg -8.00%
Sales 80.69M PEG - EPS past 5Y - 200D Avg Chg -10.00%
Dividend N/A Price/Book 3.17 EPS next 5Y - 52W High Chg -32.00%
Recommedations 2.00 Quick Ratio 0.14 Shares Outstanding 27.36M 52W Low Chg 42.00%
Insider Own 35.95% ROA -1.48% Shares Float 17.39M Beta 1.71
Inst Own 21.30% ROE -5.65% Shares Shorted/Prior 17.39K/23.91K Price 1.73
Gross Margin 22.43% Profit Margin -1.08% Avg. Volume 37,301 Target Price 6.25
Oper. Margin -1.04% Earnings Date Nov 6 Volume 3,517 Change 1.17%
About Usio, Inc.

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Usio, Inc. News
11/08/24 Usio Third Quarter 2024 Earnings: EPS Beats Expectations, Revenues Lag
11/07/24 Usio Inc (USIO) Q3 2024 Earnings Call Highlights: Surging Payment Processing Volume and ...
11/06/24 Usio Announces Third Quarter 2024 Financial Results
10/23/24 Usio to Host Third Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on November 6, 2024
10/17/24 CORRECTING AND REPLACING: Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs
10/16/24 Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs
10/15/24 The MicroCap Rodeo Fall Conference to Host Executive Teams of 19 Companies on October 16th in NYC
08/17/24 Usio Second Quarter 2024 Earnings: EPS: US$0.003 (vs US$0.01 in 2Q 2023)
08/14/24 Usio Announces Second Quarter 2024 Financial Results
07/24/24 Usio to Host Second Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on August 14, 2024
07/11/24 Usio Featured at The NASDAQ MarketSite
06/30/24 Breakeven Is Near for Usio, Inc. (NASDAQ:USIO)
06/24/24 Usio to Participate in the 2024 Maxim Fintech Virtual Symposium, Presented by Maxim Group LLC on Tuesday, June 25th
06/06/24 MicroCap Rodeo’s Spring into Summer Conference, June 6th 2024 - 25 Presenting Companies
05/28/24 Usio to Participate in the MicroCap Rodeo – Spring into Summer Invitational Investor Conference
05/15/24 Usio Announces First Quarter 2024 Financial Results
05/15/24 Usio to Provide the Integrated Payment Platform for a Leading Web-based ERP ISV with Annual Credit Card Processing Volume Exceeding $1 Billion
05/01/24 Usio’s Card Issuing Platform Enables MOBILEMONEY’S Innovative Reverse ATM Kiosks to Issue Hundreds of Thousands of Cards at Cashless Venues and Events
04/24/24 Usio to Host First Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on May 15, 2024
04/02/24 Usio to Present at LD Micro Invitational XIV
USIO Chatroom

User Image DragonsTreasure Posted - 21 hours ago

$USIO what do you guys think? What can they improve to get more investors interested? Still nobody knows about yhis company.

User Image Itchy_Butthole Posted - 3 days ago

$USIO gonna be dead for days

User Image TheHellYouSay Posted - 1 week ago

@thinkandpick Thank you for the work you do here. I appreciate your serious demeanor and how you are pointing out the things that make $USIO a great buy.

User Image thinkandpick Posted - 1 week ago

$USIO $XLF $IWM $TNA $RUT Financials sector. Dirt-cheap, debt-free, cash-rich USIO bought back its stock again, according to its Q3 2024 report. Specifically, USIO bought back 162,000 shares in Q3 2024 at an average price of $1.52 per share: https://www.globenewswire.com/news-release/2024/11/06/2976003/0/en/Usio-Announces-Third-Quarter-2024-Financial-Results.html#:~:text=Gross%20profit%20for%20the%20third,efficiencies%20in%20Output%20Solutions%20as

User Image thinkandpick Posted - 2 weeks ago

$USIO $MQ $CTLP $MGI $TOST Fintech industry, payment processing stocks. According to the CEO, Usio's (USIO) revenue will exceed $100 million in 2025: https://www.globenewswire.com/news-release/2024/11/06/2976003/22940/en/Usio-Announces-Third-Quarter-2024-Financial-Results.html#:~:text=Gross%20profit%20for%20the%20third,efficiencies%20in%20Output%20Solutions%20as

User Image thinkandpick Posted - 2 weeks ago

$USIO $XLF $V $MA $SQ Fintech stocks. Dirt-cheap Usio (USIO) with the fortress balance sheet announces great results including DOUBLING payments processing volume along with bright outlook with more growth on the horizon. Among other positives, USIO's adjusted EBITDA in Q3 2024 was almost $800,000, which is more than DOUBLE compared to prior year period: https://www.globenewswire.com/news-release/2024/11/06/2976003/22940/en/Usio-Announces-Third-Quarter-2024-Financial-Results.html#:~:text=Gross%20profit%20for%20the%20third,efficiencies%20in%20Output%20Solutions%20as

User Image DragonsTreasure Posted - 2 weeks ago

$USIO great earnings! $0.10 EPS after tax benefit (they have something like $20 million still available to use in years to come). I told you guys, we're early.... I'll give it few more years and it will be $15.

User Image Itchy_Butthole Posted - 2 weeks ago

$USIO For the quarter, we reported an operating loss of $0.4 million compared to a loss of $0.8 million in operating income for the same quarter a year ago, while adjusted EBITDA(1) was $0.8 million for the quarter, compared to Adjusted EBITDA(1) of $0.4 million a year ago. Net income in the quarter ended September 30, 2024 was approximately $2.9 million , or $0.10 per share, compared to a net loss of $0.7 million , or ( $0.03 ) per share, for the same period in the prior year. Profitability metrics improved due to increased revenues and reduced operating expenses, while net income improved significantly due to the recognition of an approximate $3.2 million federal income tax benefit from the recapture of deferred tax assets.

User Image TheHellYouSay Posted - 2 weeks ago

@DragonsTreasure Let me tell you now Ev'rybody's talking 'bout Revolution, evolution, masturbation, flagellation, regulation, CAPITULATION Meditations, United Nations, congratulations All We Are Saying, Is Give $USIO a Chance!!!

User Image DragonsTreasure Posted - 2 weeks ago

$USIO $1.30 and big volume spike today (6x average). Could this be final capitulation? I don't think it's shorting but seller is just having hard time dumping their shares because stock is illiquid. Once they're done dumping we can go up.

User Image TheHellYouSay Posted - 10/30/24

$USIO Up today by 0.0036 on heavy volume!!! Earnings just a few days away, get in now while you still can!

User Image TheHellYouSay Posted - 10/26/24

Alex, I'd like to try "Boring Things About $USIO" for $1.40, please!

User Image thinkandpick Posted - 1 month ago

$USIO $SQ $XLF $WFC $BAC Fintech industry. Dirt-cheap Usio (USIO) takes another growth initiative and this key partnership with ClassWallet will contribute to USIO's revenue growth in the next quarters: https://www.globenewswire.com/news-release/2024/10/16/2964116/22940/en/Usio-Inc-Chosen-by-ClassWallet-to-Process-ACH-Payments-and-Power-Digital-Payments-Disbursement-Programs.html ClassWallet is the LEADING purchasing and reimbursement platform for public funds. A pioneer in financial and government technology, ClassWallet's technology is used by public agencies across 35 states to maximize the positive impact of public funding on people’s lives.

User Image TheHellYouSay Posted - 1 month ago

Welcome to $USIO , the stealth stock that no one can see. It's like a radar jamming drone, wandering aimlessly around the lowest levels of the atmosphere, completely undetected. Today we have news that it is going to be in a business relationship with ClassWallet, which I've never heard of, but apparently they are suckling at the teat of the U.S. government's payout process, which could be lucrative in light of the disaster relief and God knows what else our government gives people money for? All of 727 shares traded as of 7:30AM. In case you're curious, it was 60 days since the last "news" about USIO based on what TradingView seems worthy to post. USIO reminds me of the old Fleetwood Mac song "Oh well...don't ask me what I think of you, I might not give the answer that you want me to...oh well".

User Image DragonsTreasure Posted - 1 month ago

$PYPL $USIO better upside, company is onboarding few large clients that will grow revenues 50% all while they're on path to profitability for first time. 10 bagger.

User Image DragonsTreasure Posted - 1 month ago

$USIO seriously, stock is trading like they're about to raise capital. At $37M market cap and $8M in the bank it should be trading at least 3x current SP. I hope once they achieve profitability they'll start paying out dividends to shareholders at some point. They'd need at least 0.20 EPS though and maybe pay half annually. 🤩

User Image thinkandpick Posted - 1 month ago

$USIO $V $MA $BAC $C Financials sector. USIO's Enterprise Value now is only 0.2 times its Revenue, so it's dirt-cheap. Additionally, technically speaking, USIO is technically oversold, according to all the major technical indicators. Therefore, USIO's stock will bounce back sooner rather than later.

User Image DragonsTreasure Posted - 09/30/24

$USIO been waiting for final capitulation, so either that or double bottom here. Would like to see final capitulation though, it's much needed to clear out volume trapped sellers. Little pinch and we can start an uptrend again.

User Image DragonsTreasure Posted - 09/30/24

$USIO I'm projecting 30%-50% revenue increase next year while in 2024 they're projected only at ~5%. PayFac business is about to experience major boom doubling or even tripling in the next couple of years. Don't sleep on USIO!

User Image DragonsTreasure Posted - 09/30/24

@thinkandpick easy money $USIO

User Image thinkandpick Posted - 09/29/24

$USIO $LC $MQ $PAYO $STNE Financials sector. Consolidation continues in the fintech indsutry. Many deals have taken place over the last twelve months. Canadian fintech Propel Holdings (PRO) acquired QuidMarket for 2.3 times its Revenue last week:https://www.newswire.ca/news-releases/propel-to-accelerate-global-expansion-with-the-acquisition-of-quidmarket-for-us-71-million-and-announces-concurrent-c-100-million-bought-deal-offering-of-subscription-receipts-812756779.html USIO's current Enterprise Value is only 0.3 times its Revenue, so Usio (USIO) currently is insanely cheap.

User Image TheHellYouSay Posted - 09/25/24

Whoa!!!! $USIO has trade 39,209 shares in 90 minutes!!! I've a little database of stock prices and as of last Friday $USIO had closed between $1.47 and $1.51 twenty-two times out of 55 closings since the 4th of July. Six times at $1.49, trying to bust through that $1.50 ceiling. Now today it's moving downward on larger than average volumes, probably people bailing since interest rates are falling. Oh well, one day, there's going to be a catalyst, a piece of news that brings the buyers. Any. Day. Now.... lollll

User Image DragonsTreasure Posted - 09/23/24

$USIO it's been super quiet, Q3 could be uneventful but there are few catalysts on the horizon - largest PayFac client onboarding hopefully in Q4 and into 2025, so each quarter should yield nice revenue boost. Company signaled that roll out was slower than expected so revenues aren't hitting yet (this would add ~30% increase in company's annual revenues) - still 3 significant clients in the pipeline expected this year (in total should provide ~15% boost in annual revenues) - started mailing out 500k bankruptcy checks in July - potential for another large bankruptcy order - high margin opportunity - record pre-paid card loads, as we know spoilage is recognized at the end of each program so this is catalyst for next 2 years probably and this segment just keeps on growing! Hopefully there will be more surprises, but so far 2024 looks like they're only paving the way for huge 2025 with potential for 30-50% revenue growth. Keep in mind, they keep getting larger and larger clients!

User Image thinkandpick Posted - 2 months ago

$USIO $MS $PYPL $SQ $MGI Financial sector, fintech industry. Litchfield Hills Research begins coverage on dirt-cheap Usio (USIO) with a Buy rating, setting a stock price target of $6, which is 300% (!!!) higher than today's stock price: https://www.investing.com/news/company-news/usio-shares-initiated-with-buy-rating-on-electronic-payments-sector-expansion-93CH-3472169

User Image thinkandpick Posted - 2 months ago

$USIO $GS $BAC $WFC $JPM Financial sector. HC Wainwright & Co. Reiterates Buy on dirt-cheap Usio (USIO) and Maintains $4 Price Target, which is 170% higher than today's price: https://www.investing.com/news/company-news/hc-wainwright-maintains-buy-on-usio-with-4-target-93CH-3446636

User Image TheHellYouSay Posted - 2 months ago

Looks like Louis is picking up a few more shares today? Nice price improvement on such a low volume. Doesn't it feel like $USIO is either on life support or else it's wound up tight as a drum ready to explode past $2 on just one piece of good news. Here's hoping for the latter, but heavily abusing copium right now.

User Image DragonsTreasure Posted - 2 months ago

$USIO up or down market USIO never dissapoints. More stable price than stablecoin!

User Image Rkitect4 Posted - 2 months ago

$USIO This will go to $2.00 again. Just wish it would start moving sooner than later.

User Image TheHellYouSay Posted - 2 months ago

@justme_DC I've never been to San Antonio, but I've heard its got a fair number of tech companies there. You would think that this would be a motivating force, compared to being based in some place like Cincinnati, Ohio. Lately though, I'm wondering if $USIO has any decent software and services? My interest was piqued because I had thought that their PayFac stuff was allowing them to attract new customers and bring them online more quickly, but now I'm not so sure.

User Image TheHellYouSay Posted - 2 months ago

$USIO Flat lined...

Analyst Ratings
HC Wainwright & Co. Buy Aug 16, 24
Litchfield Hills Buy Jun 5, 24
HC Wainwright & Co. Buy May 17, 24
HC Wainwright & Co. Buy Apr 1, 24
HC Wainwright & Co. Buy Aug 16, 23
Barrington Research Market Perform May 25, 23
HC Wainwright & Co. Buy May 17, 23
Maxim Group Buy Aug 15, 22
Barrington Research Market Perform Aug 12, 22
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Frost Houston Korth SVP, Card Issuing SVP, Card Issuing Nov 18 Option 1.7 2,000 3,400 668,527 12/07/23
Rollins Brad Director Director Nov 18 Option 1.6999 4,000 6,800 104,667 11/20/23
Jewell Lowell Thomas SVP, CFO SVP, CFO Nov 18 Option 1.7 7,000 11,900 774,517 11/20/23
Bender Blaise Director Director Apr 01 Option 1.74 3,333 5,799 79,477 04/04/23
Rollins Brad Director Director Apr 01 Option 1.74 10,000 17,400 100,667 04/04/23
Beyer del la Garza Ernesto R Director Director Nov 18 Option 2.35 4,000 9,400 56,666 11/28/22
Bender Blaise Director Director Nov 18 Option 2.35 4,000 9,400 77,334 11/28/22
Jewell Lowell Thomas SVP, CFO SVP, CFO Nov 18 Option 2.35 7,000 16,450 562,222 11/21/22
HOCH LOUIS A Chairman, President.. Chairman, President and CEO Nov 18 Option 2.35 10,000 23,500 2,694,591 11/21/22
Topline Capital Management, LL... Other Other Oct 19 Sell 2.13 47,974 102,185 2,937,943 10/21/22
Topline Capital Partners, LP 10% Owner 10% Owner Oct 19 Sell 2.13 47,974 102,185 2,937,943 10/21/22
Beyer del la Garza Ernesto R Director Director Aug 29 Option 1.52 22,222 33,777 52,666 09/06/22
Frost Houston Korth Senior Vice Presiden.. Senior Vice President Aug 22 Buy 1.47 25,000 36,750 564,027 08/24/22
Topline Capital Management, LL... Other Other Aug 12 Sell 1.67 318,344 531,634 3,007,405 08/16/22
Topline Capital Partners, LP 10% Owner 10% Owner Aug 12 Sell 1.67 318,344 531,634 3,007,405 08/16/22
Rollins Brad Director Director Apr 01 Option 3.51 10,000 35,100 86,667 04/05/22
Bender Blaise Director Director Apr 01 Option 3.51 3,333 11,699 73,334 04/05/22