Looking for Sentiment Analysis? Discover the most popular stocks on Reddit by using our Sentiment Tracker
Market Cap 45.89M P/E - EPS this Y 550.00% Ern Qtrly Grth -
Income -475.1k Forward P/E 7.21 EPS next Y 100.00% 50D Avg Chg -8.00%
Sales 82.59M PEG - EPS past 5Y - 200D Avg Chg -10.00%
Dividend N/A Price/Book 3.17 EPS next 5Y - 52W High Chg -32.00%
Recommedations 2.00 Quick Ratio 0.14 Shares Outstanding 26.34M 52W Low Chg 42.00%
Insider Own 35.82% ROA -1.17% Shares Float 16.90M Beta 1.58
Inst Own 21.65% ROE -3.28% Shares Shorted/Prior 44.31K/52.47K Price 1.73
Gross Margin 22.52% Profit Margin -0.58% Avg. Volume 37,301 Target Price 7.50
Oper. Margin -3.99% Earnings Date May 1 Volume 3,517 Change 1.17%
About Usio, Inc.

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Usio, Inc. News
04/02/24 Usio to Present at LD Micro Invitational XIV
04/01/24 Usio, Inc. (NASDAQ:USIO) Q4 2023 Earnings Call Transcript
04/01/24 Usio Full Year 2023 Earnings: EPS Beats Expectations, Revenues Lag
03/27/24 Usio Announces Record Full Year 2023 Revenues
03/14/24 Usio to Host Fourth Quarter and Fiscal Year End 2023 Conference Call to Discuss Results and Provide Company Update on March 27, 2024
03/12/24 Usio’s Payments Technology Giving Sports Clubs a ‘Boost’
03/12/24 Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%
03/04/24 Usio, Inc. to Participate in 36th Annual Roth Conference
01/04/24 iAccess Alpha Tax Loss Recovery Summit 2024 - Buyside Best Ideas January 9th-10th 2024
12/06/23 Usio Welcomes Payments Veteran Mr. Jerry Uffner as Senior Vice President of Card Issuing Sales
12/04/23 Usio Announces Strategic Partnership with Leading Benefits Administrator, Genius Avenue
11/09/23 Usio, Inc. (NASDAQ:USIO) Q3 2023 Earnings Call Transcript
11/08/23 Usio Announces Record Third Quarter 2023 Financial Results
11/01/23 Usio, Inc. Card Issuing Division Launches Its First State-Administered Prepaid Card Program
10/23/23 Usio to Host Third Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on November 8, 2023
08:00 AM Usio To Celebrate 25 Year Anniversary with Presentation at Nasdaq Marketsite
09/20/23 Usio to Present at The LD Micro Main Event XVI
09/13/23 Usio Chosen by Fitli, Inc – Leading Fitness ISV – as Payments Processor of Choice
09/06/23 Usio to Participate in the H.C. Wainwright 25th Annual Global Investment Conference
08/14/23 Usio Announces Record Second Quarter 2023 Financial Results
USIO Chatroom

User Image DragonsTreasure Posted - 5 days ago

$USIO they sent out 50mil mail pieces last year and did not mark up postage on any. Imagine if they started marking up postage. By 1 penny, would make 500k in profit. If by 10c it would be 5M in profit. I wonder why arent they marking up postage? Easy money that would make their valuation 10x from here.

User Image ChiefOG Posted - 6 days ago

$USIO 😎

User Image DragonsTreasure Posted - 1 week ago

$USIO nothing new, just explaining what USIO does and different product lines. I guess the biggest take-away was that they have few "whales" in pipeline which we knew already. I believe there are 3 major clients that will be announced in 2024. This is the ultimate dark horse in the stock market. A sleeping beauty. Keep adding guys, we'll make nice gains eventually.

User Image DragonsTreasure Posted - 1 week ago

$USIO presenting at LD Micro today at 1PM EST

User Image Hold_On_I_Gotta_Fart Posted - 1 week ago

$USIO lowest p/s in the history of the stock with the highest revs in the history of the stock. so the p/s isn't going down because it's doing worse and people are selling...it's doing better AND people are selling...ooookkkk

User Image Hold_On_I_Gotta_Fart Posted - 1 week ago

$USIO this thing has top line growth of double digits....

User Image jelliedad Posted - 1 week ago

$USIO Usio's customer, Movie Pass https://www.businessinsider.com/moviepass-deal-mastercard-discount-movie-subscription-2024-4

User Image DragonsTreasure Posted - 2 weeks ago

$USIO I think share buybacks kicked in today. Seen large bids.

User Image Hold_On_I_Gotta_Fart Posted - 2 weeks ago

$USIO nibble

User Image DragonsTreasure Posted - 2 weeks ago

$USIO my theory is that, this could be the bottom, seeing nice consolidation, or one more capitulation before uptrend. With so little volume, charts are almost useless here. In weeks to come I'll try to compile cimparison to peers to prove USIO is trading at a fraction of fair value.

User Image JRizzo Posted - 2 weeks ago

$MA $V $SQ $PYPL $USIO

User Image JRizzo Posted - 2 weeks ago

$USIO

User Image DragonsTreasure Posted - 2 weeks ago

$USIO announcment is imminent - one of the nations largest franchise owners will be using USIOs services. Who could it be?

User Image DragonsTreasure Posted - 2 weeks ago

$USIO keep adding in the 1.50s everyday. My plan is hold it long, at least 1yr+ or $5+

User Image Stock_Titan Posted - 2 weeks ago

$USIO Usio to Present at LD Micro Invitational XIV https://www.stocktitan.net/news/USIO/usio-to-present-at-ld-micro-invitational-m0jlbq8zax2l.html

User Image DragonsTreasure Posted - 2 weeks ago

$USIO easy 100%+ gain today, LMAO! That's funny.

User Image kaefer Posted - 03/29/24

$USIO Looks good in spite of ER miss. I also like MYSZ for a rebound in the near future.✅

User Image DragonsTreasure Posted - 03/28/24

$USIO very bullish here 😍

User Image Hold_On_I_Gotta_Fart Posted - 03/27/24

$USIO i bought some more

User Image JayMarley Posted - 03/27/24

$USIO Solid earnings report! Primed for that sweet rise!

User Image thinkandpick Posted - 03/27/24

$USIO $PYPL $SQ $V $MA Transaction & payment processing services stocks. Superb results and bright outlook for 2024 for Usio (USIO)! USIO is very cheap because its Enterprise Value is only 0.5 times its revenue, while its peers trade more than 2 times their Revenue! USIO expects revenue YoY growth and strong adj. EBITDA YoY growth in 2024! Additionally, USIO bought back at $1.84: "During the quarter, the Company repurchased 211,000 shares of its stock at an average price of $1.84 for a total cost of $388,000.": https://www.businesswire.com/news/home/20240327653014/en/Usio-Announces-Record-Full-Year-2023-Revenues

User Image DragonsTreasure Posted - 03/27/24

$USIO they're forecasting bottom line growth this year, positive EPS! That's what we like to hear. 3 game changing clients in the pipeline. One of the announcements should be soon. Very positive outlook here. This sleeping giant is about to wake up soon!

User Image DragonsTreasure Posted - 03/27/24

$USIO listening to call, looks like they have a lot of big clients in the pipeline.

User Image Googlejuice Posted - 03/27/24

$USIO The definition of asleep at the wheel is USIO...yiippee, more of nothing!

User Image epsguid Posted - 03/27/24

$USIO reported $0.00, consensus was $0.01 via @eWhispers #epsmiss http://eps.sh/d/usio

User Image DonCorleone77 Posted - 03/27/24

$USIO Usio reports Q4 EPS 0c, consensus 0c Reports Q4 revenue $19.4M, consensus $20.4M. Louis Hoch, CEO, said, "For the seventh consecutive year, Usio achieved record revenues, with full year 2023 revenues of $82.6 million, up 19%. In addition, Adjusted EBITDA1 totaled $2.4 million for the year. Both of these results met the fiscal 2023 Guidance established at the outset of 2023, illustrating our focus throughout the year on delivering on our commitments to our shareholders. Results were achieved on the strength of our 11th consecutive quarter of quarterly revenue growth primarily attributable to a 21% increase in processing volumes. We ended the year with our strongest ever balance sheet, which provides the resources to support our growth strategy. We believe that fiscal 2024 will be another year of revenue growth and bottom-line improvement. In addition to the momentum created by the recurring revenue of our many long-term clients..."

User Image Stock_Titan Posted - 03/27/24

$USIO Usio Announces Record Full Year 2023 Revenues https://www.stocktitan.net/news/USIO/usio-announces-record-full-year-2023-3768mmmxnywd.html

User Image Hold_On_I_Gotta_Fart Posted - 03/27/24

$USIO ready for nothing?

User Image TradersNewsSource Posted - 03/27/24

$PAYS just reported record earnings, expecting more of the same in the fintech sector as $USIO reports after the close tonight - full USIO analysis: https://bestgrowthstocks.com/usio-inc-nasdaq-usio-fintech-growth-analysis/

User Image Goodfellasfinancial Posted - 03/27/24

$USIO do we smell a profit?

Analyst Ratings
HC Wainwright & Co. Buy Apr 1, 24
HC Wainwright & Co. Buy Aug 16, 23
Barrington Research Market Perform May 25, 23
HC Wainwright & Co. Buy May 17, 23
Maxim Group Buy Aug 15, 22
Barrington Research Market Perform Aug 12, 22
Ladenburg Thalmann Buy May 7, 20
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Frost Houston Korth SVP, Card Issuing SVP, Card Issuing Nov 18 Option 1.7 2,000 3,400 668,527 12/07/23
Rollins Brad Director Director Nov 18 Option 1.6999 4,000 6,800 104,667 11/20/23
Jewell Lowell Thomas SVP, CFO SVP, CFO Nov 18 Option 1.7 7,000 11,900 774,517 11/20/23
Bender Blaise Director Director Apr 01 Option 1.74 3,333 5,799 79,477 04/04/23
Rollins Brad Director Director Apr 01 Option 1.74 10,000 17,400 100,667 04/04/23
Beyer del la Garza Ernesto R Director Director Nov 18 Option 2.35 4,000 9,400 56,666 11/28/22
Bender Blaise Director Director Nov 18 Option 2.35 4,000 9,400 77,334 11/28/22
Jewell Lowell Thomas SVP, CFO SVP, CFO Nov 18 Option 2.35 7,000 16,450 562,222 11/21/22
HOCH LOUIS A Chairman, President.. Chairman, President and CEO Nov 18 Option 2.35 10,000 23,500 2,694,591 11/21/22
Topline Capital Management, LL... Other Other Oct 19 Sell 2.13 47,974 102,185 2,937,943 10/21/22
Topline Capital Partners, LP 10% Owner 10% Owner Oct 19 Sell 2.13 47,974 102,185 2,937,943 10/21/22
Beyer del la Garza Ernesto R Director Director Aug 29 Option 1.52 22,222 33,777 52,666 09/06/22
Frost Houston Korth Senior Vice Presiden.. Senior Vice President Aug 22 Buy 1.47 25,000 36,750 564,027 08/24/22
Topline Capital Management, LL... Other Other Aug 12 Sell 1.67 318,344 531,634 3,007,405 08/16/22
Topline Capital Partners, LP 10% Owner 10% Owner Aug 12 Sell 1.67 318,344 531,634 3,007,405 08/16/22
Rollins Brad Director Director Apr 01 Option 3.51 10,000 35,100 86,667 04/05/22
Bender Blaise Director Director Apr 01 Option 3.51 3,333 11,699 73,334 04/05/22