FNBH Bancorp, Inc. operates as the bank holding company for First National Bank in Howell that provides a range of commercial and personal banking services in Michigan. The company accepts checking, savings, NOW, and money market accounts; certificates of deposit; and demand and time deposits. It also provides commercial loans, including loans to finance commercial and industrial businesses that are not secured by real estate and discounted equipment finance leases; and commercial real estate loans, such as construction real estate loans to finance construction and land development, and/or loans secured by vacant land, as well as commercial real estate loans that are secured by non-farm and non-residential real estate. In addition, the company offers consumer real estate loans comprising commercial and non-commercial purpose loans that are secured by 1­4 family residential real estate properties, including first mortgages on residential properties, and home equity loans and lines of credit that are secured by first or second liens on residential properties; and consumer and other loans that include loans to consumers for household, family, and other personal expenditures, such as automobiles, boats, and recreational vehicles. Further, it provides safe deposit boxes, credit cards, cashier's checks, notary, treasury management, and credit/debit card processing services; and online banking and bill pay, e-Statements, and phone banking services. The company primarily serves five communities, including Brighton, Fowlerville, Green Oak Township, Hartland, and Howell located in Livingston County. FNBH Bancorp, Inc. was founded in 1891 and is based in Howell, Michigan.