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Market Cap 1.61B P/E 30.48 EPS this Y 9.60% Ern Qtrly Grth 20.90%
Income 68.82M Forward P/E 20.46 EPS next Y 6.80% 50D Avg Chg 11.00%
Sales 532.61M PEG 3.23 EPS past 5Y 13.43% 200D Avg Chg 34.00%
Dividend 2.00% Price/Book 3.86 EPS next 5Y 7.80% 52W High Chg -1.00%
Recommedations 2.70 Quick Ratio 2.16 Shares Outstanding 55.73M 52W Low Chg 81.00%
Insider Own 45.17% ROA 7.86% Shares Float 30.55M Beta 1.26
Inst Own 35.77% ROE 15.74% Shares Shorted/Prior 293.52K/385.61K Price 29.26
Gross Margin 43.10% Profit Margin 12.92% Avg. Volume 140,109 Target Price 38.60
Oper. Margin 16.00% Earnings Date Aug 1 Volume 311,492 Change 6.25%
About Sapiens International Corporati

Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.

Sapiens International Corporati News
11/14/24 Sapiens International Corporation N.V. Just Missed EPS By 6.6%: Here's What Analysts Think Will Happen Next
11/13/24 Sapiens International Third Quarter 2024 Earnings: Misses Expectations
11/12/24 Q3 2024 Sapiens International Corporation N.V. Earnings Call
11/11/24 Sapiens (SPNS) Meets Q3 Earnings Estimates
11/11/24 Sapiens stock slumps on annual guidance cut, disappointing Q3 results
11/11/24 Sapiens: Q3 Earnings Snapshot
11/11/24 Sapiens Reports Third Quarter 2024 Financial Results
11/07/24 Strength Seen in Sapiens (SPNS): Can Its 5.0% Jump Turn into More Strength?
11/07/24 Strength Seen in Descartes Systems (DSGX): Can Its 4.4% Jump Turn into More Strength?
11/05/24 Sapiens Advances Digital Transformation for African Insurer
11/04/24 A Tier 1 Insurer in Africa Optimises Data Capabilities with Go-Live of Sapiens Data and Analytics Solution
10/28/24 SAPIENS TO ANNOUNCE THIRD QUARTER OF 2024 FINANCIAL RESULTS ON NOVEMBER 11, 2024
10/15/24 Sapiens Decision launches underwriting solution for P&C
10/15/24 Sapiens Decision Launches Solution to Boost Decision Underwriting Efficiency and Profitability for P&C
10/14/24 Sapiens International Corporation N.V. (NASDAQ:SPNS) Stock Has Shown Weakness Lately But Financials Look Strong: Should Prospective Shareholders Make The Leap?
10/01/24 Can Sapiens' Expansion Into Insurance Market Push the Stock Higher?
09/30/24 A Look At The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)
09/30/24 Hollard Group Risk Goes Live with Sapiens Data and Analytics Solution to Complement Sapiens CoreSuite for Life & Pensions
09/16/24 Investors in Sapiens International (NASDAQ:SPNS) have seen stellar returns of 118% over the past five years
09/12/24 Sapiens Showcases Next-Gen Innovations at Annual North America Customer Summit in Austin, Texas
SPNS Chatroom

User Image SalmanAziz Posted - 1 week ago

$SPNS gaining some love here

User Image anachartanalyst Posted - 1 week ago

$SPNS https://anachart.com/wp-content/uploads/ana_temp/1731409287_soc-img.jpg

User Image EarningsCentral Posted - 1 week ago

$SPNS Q3 2024 Earnings: Revenue Miss & SaaS Transition Impact https://youtu.be/Si2KFZbk9XM

User Image GambitMentality Posted - 1 week ago

Today’s #StockMarket EOD Biggest Losers by %, led by $SPNS down 26%, $VHI, and $PHAT to lead the TOP 3

User Image tradingtwenty Posted - 1 week ago

Top 5 stocks by highest volume percent change (today vs 3-month average): $ALGS 3045.54% 🔥 $DXYZ 2382.54% $SPNS 865.62% $MNDY 735.19% $SMLR 719.20% Link: https://tradingtwenty.com/dashboard/trending/past

User Image LewisDaKat Posted - 1 week ago

$SPNS News Sapiens Reports Third Quarter 2024 Financial Results https://marketwirenews.com/news-releases/sapiens-reports-third-quarter-2024-financial-results-6909100246055069.html $SPNS

User Image ShadNorris Posted - 1 week ago

$SPNS I would like to remind you again of the last time of the quarterly figures. The after-hours quarterly figures led to a massive sell-off from $39 to around $32. During the day the green candlestick reached $34.5. the second day after that to over $36. There are enough people supporting this stock, especially in this growing market.

User Image Doozio Posted - 1 week ago

$SPNS INTA 🧠⏰♾️?

User Image ShadNorris Posted - 1 week ago

$SPNS I opened a position here as well as at $mndy. Considering the current discount of 26%, this is a very good purchase. I think there are some people waiting in the starting blocks and hoping for cheaper prices. It may well be that some who sold at the opening only reopened their position later in the last hour at a cheaper price. I realistically see 10% upside potential here this week

User Image Aagam447 Posted - 1 week ago

$SPNS why it is going down so much?

User Image Aagam447 Posted - 1 week ago

$SPNS its not even that bad

User Image SetNForget777 Posted - 1 week ago

$SPNS

User Image loebaske Posted - 1 week ago

$SPNS Never trust Israel 😡

User Image vickau Posted - 1 week ago

$SPNS picked up 500 at 29.42. It will recover soon; overreaction.

User Image DayTradingPredictions Posted - 1 week ago

$SPNS SPNS

User Image DonCorleone77 Posted - 1 week ago

$TSLA $MNDY $ABBV $SPNS $CI Feel free to follow me for pre-market and after-hours movers every day. PRE-MARKET MOVERS: Currently Higher After Earnings: -- Nuwellis (NUWE) up 18.2% -- Lincoln Educational (LINC) up 11.1% -- ICL (ICL) up 5.8% -- Aramark (ARMK) up 5.0% Currently Also Higher: -- Tesla (TSLA) up 6.7% after Barron's wrote Elon Musk created the perfect hedge for Tesla stock with his support of Donald Trump -- Cigna (CI) up 6.6% after the company provided FY25 guidance and announced it is not pursuing a combination with Humana (HUM) -- Pitney Bowes (PBI) up 2.9% after announcing its Q4 revenue outlook Currently Lower After Earnings: -- Sapiens (SPNS) down 22.5% -- Ispire Technology (ISPR) down 15.5% -- Monday.com (MNDY) down 14.9% Currently Also Lower: -- Humana (HUM) down 5.6% after Cigna (CI) announced it is not pursuing a combination of the companies -- AbbVie (ABBV) down 11.8% after announcing their emraclidine did not meet endpoint in Phase 2 schizophrenia trials

User Image SalmanAziz Posted - 1 week ago

$SPNS the earnings were not that bad. Give it a few days and pick it up around $27 to $28 bucks.

User Image OpenOutcrier Posted - 1 week ago

$SPNS (-21.3% pre) Sapiens Reports Third Quarter 2024 Financial Results - PRN https://ooc.bz/l/47617

User Image briefingcom Posted - 1 week ago

Gapping down: $SPNS -21.4% $MNDY -13% $ISPR -12.4%

User Image wallstengine Posted - 1 week ago

$SPNS | Sapiens Q3 '24 Earnings Highlights: 🔹 Revenue: $137M (Est. $140.07M) 🔴; UP +4.8% YoY 🔹 Adjusted EPS: $0.37 (Est. $0.38) 🔴 🔹 Non-GAAP Operating Profit: $25M; Operating Margin 18.3% FY24 Guidance: 🔹 Revenue: $541M-$546M (Est. $552.7M) 🔴 🔹 Non-GAAP Operating Margin: Expected at 18.2% FY25 Outlook: 🔹 Anticipate a low single-digit revenue growth Regional Performance: 🔸 Europe: Revenue UP +7.1% YoY 🔸 North America: Revenue UP +1.7% YoY 🔸 Rest of World (ROW): Revenue UP +6.6% YoY Other Key Metrics: 🔸 Gross Margin: 45.8%, up from 45.3% YoY 🔸 Net Income (Non-GAAP): $21.1M; UP +10.5% YoY CEO Roni Al-Dor's Commentary: 🔸 "This quarter showcased solid performance in key regions, though revenue fell short of targets. We’ve adjusted our FY2024 guidance and anticipate a low single-digit revenue growth in 2025."

User Image DonCorleone77 Posted - 1 week ago

$SPNS Sapiens sees FY25 revenue up low single digits The company said, "Revenue fell short of our targets in the third quarter, and the challenges we encountered are expected to impact revenue in the fourth quarter. Today, we are revising our 2024 non-GAAP revenue guidance to a range of $541 million to $546 million, down from the previous range of $550 million to $555 million - a 1.6% reduction at the midpoint. However, we expect our non-GAAP operating margin to be within our guidance range at 18.2%. Looking into 2025, we anticipate a low single-digit revenue growth."

User Image DonCorleone77 Posted - 1 week ago

$SPNS Sapiens cuts FY24 revenue view to $541M-$546M from $550M-$555M Consensus $552.69M. Al-Dor continued, "Revenue fell short of our targets in the third quarter, and the challenges we encountered are expected to impact revenue in the fourth quarter. Today, we are revising our 2024 non-GAAP revenue guidance to a range of $541 million to $546 million, down from the previous range of $550 million to $555 million - a 1.6% reduction at the midpoint. However, we expect our non-GAAP operating margin to be within our guidance range at 18.2%. Looking into 2025, we anticipate a low single-digit revenue growth."

User Image DonCorleone77 Posted - 1 week ago

$SPNS Sapiens reports Q3 EPS 37c, consensus 38c Reports Q3 revenue $137.03M, consensus $140.07M. Roni Al-Dor, President and CEO of Sapiens, stated, "This quarter showcased solid performance in our key regions. We are pleased to report that revenue reached $137 million this quarter, reflecting a 4.8% increase over the same period last year. Revenue growth was driven by 7.1% growth in our European region, 1.7% growth in North America and 6.6% growth in ROW regions. This quarter's non-GAAP operating profit totaled $25 million, representing 18.3% of total revenue."

User Image Estimize Posted - 10/28/24

Wall St is expecting 7.35% YoY revenue growth for $SPNS in Q3, up from 6.63% in Q2 [Reporting 11/06 BMO] http://www.estimize.com/intro/spns

User Image Stock_Titan Posted - 08/27/24

$SPNS Sapiens Releases Latest Version of CoreSuite for Property & Casualty for Enhanced Performance, Security and Efficiency https://www.stocktitan.net/news/SPNS/sapiens-releases-latest-version-of-core-suite-for-property-amp-wm29oqjtprzj.html

User Image StockInvest_us Posted - 08/22/24

Signal alert: $SPNS - Oversold Trend Short (Undervalued) https://stockinvest.us/l/4QV2qQO3wg

User Image StockInvest_us Posted - 3 months ago

Signal alert: $SPNS - Possible Runner https://stockinvest.us/l/89iXhIr6hP

User Image StockInvest_us Posted - 3 months ago

Signal alert: $SPNS - Oversold Trend Short (Undervalued) https://stockinvest.us/l/KOF4MAmEWl

User Image Stock_Titan Posted - 3 months ago

$SPNS Continental General Selects Sapiens Insurance Platform for Life & Annuities to Accelerate its Operations https://www.stocktitan.net/news/SPNS/continental-general-selects-sapiens-insurance-platform-for-life-amp-1icpux1bp3c7.html

User Image LewisDaKat Posted - 3 months ago

News Article $SPNS Objective long/short (SPNS) Report https://marketwirenews.com/news-releases/objective-long-short-spns-report-4959075733677679.html $SPNS

Analyst Ratings
Jefferies Buy Jan 20, 21
Goldman Sachs Neutral Jan 13, 21
Citigroup Buy Dec 22, 20
JP Morgan Overweight Oct 26, 20
Needham Buy Aug 4, 20
Needham Buy Feb 24, 20
William Blair Market Perform May 8, 18
Barclays Equal-Weight Feb 16, 18
Cowen & Co. Outperform Sep 6, 17