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Market Cap 5.62B P/E - EPS this Y -35.70% Ern Qtrly Grth -
Income -240.13M Forward P/E 104.60 EPS next Y 121.10% 50D Avg Chg 67.00%
Sales 548.46M PEG -1.06 EPS past 5Y - 200D Avg Chg 193.00%
Dividend N/A Price/Book 8.95 EPS next 5Y 30.00% 52W High Chg -6.00%
Recommedations 3.80 Quick Ratio 4.00 Shares Outstanding 87.81M 52W Low Chg 470.00%
Insider Own 13.11% ROA -7.01% Shares Float 75.02M Beta 1.94
Inst Own 49.49% ROE -36.73% Shares Shorted/Prior 26.02M/27.13M Price 67.99
Gross Margin 72.57% Profit Margin -43.78% Avg. Volume 11,634,024 Target Price 19.82
Oper. Margin -33.41% Earnings Date May 7 Volume 11,085,275 Change -5.69%
About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

UPST Chatroom

User Image BioTech_Options Posted - 1 hour ago

$PGY 15 dollars this week if ER good. When $UPST post another big net loss today and PGY move further towards *net profit* on Thursday we should see these two trade within their own right as per their business models. One (PGY) being a far superior fintech business compared to the other (UPST), which is shockingly still living off a 0% interest rate environment macro pump back in 2021

User Image wahoowa96 Posted - 5 hours ago

$UPST interesting article that predicts FED seeing enough and rush to cut rates four times this year. https://fortune.com/2024/05/05/economic-outlook-hard-landing-recession-fed-rate-cuts-forecast-citi/

User Image BullishKang Posted - 7 hours ago

$UPST calls or puts on ER?

User Image Alexandraprotrader Posted - 7 hours ago

Tuesday May 7 watchlist : $AAPL EVENT Earnings watch - Notable companies due to report include $DIS $UPST

User Image RunescapeGEIRl Posted - 8 hours ago

$UPST implied move 20% what the fuck ?

User Image ApexSeidon Posted - 9 hours ago

$UPST 22P 5/17exp $1.55M 1.28 Avg (Earnings)

User Image gottcha Posted - 9 hours ago

$UPST this never has a good er. Going down

User Image Spartan__Trader Posted - 13 hours ago

$PLTR - On the next onesโ€ฆjust got in $LYFT , $RIVN and $UPST โ€ฆletโ€™s go for the earning run up ๐Ÿš€๐Ÿš€๐Ÿš€

User Image Tarique Posted - 13 hours ago

$UPST calls on er

User Image BHSLegalRobbery Posted - 14 hours ago

$DDOG $QQQ $SPY $UPST FOMO buyers into the close before ER pre-market tmrw Welcome. See you when shares are up 20% this week

User Image RealTEAMTrading Posted - 14 hours ago

$UPST Another very short swing that tapped 130%+ gains today. Not bad. Rinse and repeat! ๐Ÿ”ฅ๐Ÿ”ฅ

User Image danj303 Posted - 16 hours ago

$UPST Nicely set up for a run into close

User Image mk343 Posted - 17 hours ago

$RIVN if $UPST goes $90, this one surely going $40 this summer.

User Image Judy11 Posted - 18 hours ago

$UPST Iโ€™m shorting here. Goodbye

User Image InPayPalWeTrust Posted - 19 hours ago

$PYPL -0.1 $SQ +3.2 $UPST +7.0 $AFRM +3.8 $SOFI +3.3 Shitty Pal=legend every day

User Image QuantData Posted - 19 hours ago

We have identified an unusual $UPST block that expires on May 17, 2024 with a strike price of $22.00 11,600 PUT contracts with a price of $1.28 (Ask) were purchased at a $1,484,800 premium. The price of $UPST at the time of execution (10:37 AM ET) was $25.92

User Image BHSLegalRobbery Posted - 19 hours ago

$DDOG $QQQ $SPY $UPST $ddog 145c-150c ER set up Implied move is +/- 9.5% , so Iโ€™m targeting for a 15-20% move. Itโ€™s during pre market Tuesday tmrw, so the options still technically have full 4 trading days to keep moving even after the initial move (assuming it does gap up) Similar to CRWD ER couple months ago, volume on cons is pretty spread apart but still liquid enough to trade, hence the wide range of entry and not just one specific contract

User Image Icancount124 Posted - 19 hours ago

$UPST

User Image YungBull100 Posted - 19 hours ago

$UPST

User Image Wax_Bean_futures Posted - 20 hours ago

$UPST Earnings this week. Somebody KNOWS something

User Image BHSLegalRobbery Posted - 20 hours ago

$DDOG $QQQ $SPY $UPST lol

User Image RealTEAMTrading Posted - 21 hours ago

> **MY TOP WATCHES FOR THIS WEEK!** > **Other** > $PYPL > $META > $UPST > $AAPL > $ROKU

User Image acesofrace Posted - 21 hours ago

$UPST watch it

User Image wavridr Posted - 22 hours ago

$UPST damn I wish I could short this rn at 24.50

User Image MadDogTrader Posted - 23 hours ago

@FundaTech @Mcbarne2 yes that is $AFRM and $UPST gig. There is a place in the market for that just not at this bank.

User Image SRSG Posted - 1 day ago

$UPST short term tgt $26.5

User Image BHSLegalRobbery Posted - 1 day ago

Posted another weekly 25min video for the server Top highlights for this week will be focused on UPSIDES: ๐Ÿ• $spy $tsla ๐Ÿ‘ฝ $UPST $DDOG ER set ups $AMD nvda tsm CHIPS should be on high alert for entire month of may (The previous week covered aapl/googl and you know how they did one after the other ๐Ÿ˜‹)

User Image CandlesBACKEDSECURITIES Posted - 1 day ago

$UPST is she ready?

User Image RunItUp1000 Posted - 1 day ago

$UPST $100 PT

User Image FintechGoat Posted - 1 day ago

$UPST PGY Earnings thursday !! UPST ๐Ÿš€PGY ๐Ÿš€๐Ÿš€

Analyst Ratings
JMP Securities Market Perform Apr 17, 24
Piper Sandler Neutral Mar 19, 24
JP Morgan Underweight Feb 14, 24
Piper Sandler Neutral Feb 14, 24
Mizuho Underperform Jan 18, 24
JP Morgan Underweight Nov 8, 23
Wedbush Underperform Nov 8, 23
Piper Sandler Neutral Nov 8, 23
Needham Hold Sep 25, 23
Insider Trades Relationship Date Transactions Cost($) #Shares Value($) #Share Own SEC Form 4
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 22 Sell 33.71 1,000 33,710 357,090 01/24/24
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Jan 08 Sell 34.14 1,000 34,140 359,090 01/10/24
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Sell 40.03 10,000 400,300 848,063 12/15/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 13 Option 0.43 10,000 4,300 858,063 12/15/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 11 Sell 37.76 1,000 37,760 363,090 12/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Sell 36.09 4,206 151,795 175,527 12/08/23
Darling Scott Chief Legal Officer Chief Legal Officer Dec 06 Option 13.22 4,206 55,603 179,733 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Sell 35.04 10,000 350,400 848,063 12/08/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 06 Option 0.43 10,000 4,300 858,063 12/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Dec 04 Sell 31.51 1,000 31,510 364,090 12/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Sell 28.13 40,000 1,125,200 848,063 12/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Dec 01 Option 0.43 40,000 17,200 888,063 12/05/23
Darling Scott Chief Legal Officer Chief Legal Officer Nov 27 Sell 25.16 1,000 25,160 175,527 11/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 27 Sell 23.80 1,000 23,800 365,090 11/29/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Nov 24 Sell 23.2541 2,444 56,833 30,833 11/28/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Nov 06 Sell 31 1,000 31,000 389,764 11/08/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 30 Sell 23.73 1,000 23,730 390,764 11/01/23
Darling Scott Chief Legal Officer Chief Legal Officer Oct 24 Sell 25.3654 520 13,190 183,068 10/26/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 23 Sell 23.97 1,000 23,970 391,764 10/25/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Sell 30.05 5,000 150,250 867,576 10/12/23
Gu Paul Chief Technology Off.. Chief Technology Offier Oct 10 Option 0.43 5,000 2,150 872,576 10/12/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Oct 09 Sell 26.73 1,000 26,730 393,764 10/11/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 11 Sell 31.09 1,000 31,090 397,764 09/13/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Sell 35.08 200 7,016 184,588 09/07/23
Darling Scott Chief Legal Officer Chief Legal Officer Sep 06 Option 13.22 200 2,644 184,788 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Sell 35.02 5,000 175,100 867,576 09/07/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 06 Option 0.43 5,000 2,150 872,576 09/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Sep 05 Sell 32.53 1,000 32,530 398,764 09/06/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Sell 32.33 20,000 646,600 867,576 09/05/23
Gu Paul Chief Technology Off.. Chief Technology Offier Sep 01 Option 0.43 20,000 8,600 887,576 09/05/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Sell 32.16 5,604 180,225 34,714 08/31/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 30 Option 0.43 3,000 1,290 40,318 08/31/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 28 Sell 30.19 1,670 50,417 184,588 08/30/23
Mirgorodskaya Natalia Corporate Controller Corporate Controller Aug 22 Sell 32.94 2,153 70,920 37,318 08/24/23
Darling Scott Chief Legal Officer Chief Legal Officer Aug 22 Sell 32.88 4,211 138,458 186,258 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Aug 22 Sell 32.88 20,013 658,027 399,764 08/24/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Aug 22 Sell 32.91 3,620 119,134 76,293 08/24/23
Gu Paul Chief Technology Off.. Chief Technology Offier Aug 22 Sell 32.86 18,003 591,579 867,576 08/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Sell 13.84 3,200 44,288 463,268 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer May 01 Option 1.35 3,200 4,320 466,468 05/03/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 20 Option 1.35 15,000 20,250 463,268 04/24/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Sell 15.18 3,200 48,576 448,268 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Apr 17 Option 1.35 3,200 4,320 451,468 04/19/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Sell 13.24 3,200 42,368 448,268 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 27 Option 1.35 3,200 4,320 451,468 03/29/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Sell 15.16 3,200 48,512 448,268 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 17 Option 1.35 3,200 4,320 451,468 03/21/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Sell 19.17 3,200 61,344 280,670 03/07/23
Datta Sanjay Chief Financial Offi.. Chief Financial Officer Mar 06 Option 1.35 3,200 4,320 283,870 03/07/23
Girouard Dave Chief Executive Offi.. Chief Executive Officer Feb 21 Sell 18.1414 4,048 73,436 83,066 02/23/23